N-Pesa.com

Send or receive money with just your mobile-no or business-no. Built for 150M customers, 5M businesses & 500K Agents.

About Us

Customers

Send or recieve money, pay businesses, withdraw or deposit, buy airtime & do bank transfers, with your mobile-no.

Customers

Businesses

Accept instant and secured payments from over 150M mobile users in Nigeria. Built for all types of businesses.

Businesses

Agents

Earn by offering withdrawal, deposit and bill payment services to customers. Access loans and other offerings.

Agents

Banks

Powered by Nigeria's finest banks, to delight up to 150M customers, 5M businesses and 500K agents.

Banks

Mobile Phone Banking for All!

Built to delight customers and businesses, powered by Nigeria's finest Banks.

150M+ Customers

Send or recieve money, pay 5M busineses, withdraw, deposit, buy airtime, do bank transfers, with your phone-no.

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5M+ Businesses

Accept instant payments from 150M mobile users in Nigeria, banked & unbanked, using n-pesa business number.

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500K+ Agents

Earn huge commissions by offering cash withdrawal, cash deposits and bill payment services to your customers.

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20+ Banks

N-Pesa is powered by Nigeria's finest banks, in an effort to delight customers with the best user experience.

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A New Approach to Payments

N-Pesa brings all payments stakeholders together in a unique way to solve the following issues: Transaction Errors, Late Resolutions, Delayed Transactions, Delayed Alerts, High Transaction Charges, Queues and un-nessesarily long banking Processes, etc.

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What Makes N-Pesa Great?

Customers, Businesses and Agents get to enjoy the following while using N-Pesa.

It's Easy and Fast with Instant Alerts

Easy to use with simple Menus. Send money in less than 30 seconds. Get instant alerts, no delays, no stories.

No Queues, Long Processes and Delays

Overly simple self service. No queues, long procedures or delays in resolving issues.

Used by Everyone, On all Networks, Everywhere

Built for 150M+ phone users and 5M+ businesses. With about 500K branches accessible in urban and rural Nigeria.

Works on all Phones & Devices

Available on USSD, Website, Android and iOS Apps. Works on feature & smart phones, tablets, laptops & desktops.

No Errors, Late Resolutions or Network Failures

Designed for reliability, without constant transaction failures, late resolutions or network issues.

It the Cheapest Way

Lowest charges on transactions and sms slerts. If you can pay less, why not? We got your back.

Secured and Reliable

Built with the best security standards. Designed for 24/7 availability. No network issues or high transaction failures.

Powered By Nigeria's Finest Banks

N-Pesa is powered by Nigeria's finest banks, to delight customers with great user experiences.

Why N-Pesa, what are the Problems?

We know your payment problems, and we have solved them, Period! Nobody likes:

Transaction Errors & Late Resolution

Being debited without being credited immediately, errors at the ATM, USSD, POS, Mobile App or Online. Late reversals between 24 hours to 5 days.

Delayed Alerts

Everyone wants instant transaction and alerts without delays, not in 5 mins, 24 hours or 5 working days. People want to know how far immediately.

High Transaction Charges

High transaction or setup charges, in maintenance, support, sms slerts, cards issuiance or POS acquisition. if you can pay less, why not?

Long Queues & Processes

Queues at the Bank, ATM or Call-Centers, to resolve petty issues. Filling long forms and following complex processes just to do simple things.

How N-Pesa solves the Problems?

In order to solve the problems above, a new payment solution must be:

Easy and Fast

Usage is as convenient as recharging your call credit, with very simple USSD menus, instant transactions and alerts.

Accessible and Affordable

Available on USSD, android and iOS, withdrawals and deposits available in your hood. Our technology crashes transaction costs.

Inclusive & Reliable

With 150M+ mobile users, 5M+ businesses, 500K+ agents and our innovative tech, we reach everyone and we do not disappoint.

Secured with 24/7 Support

Secured with industry best practises to protect our customers effectively. We dedicate round the clock support for customers.

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The N-Pesa Platform!

With a smart network of 150M+ phone users, 5M+ businesses, 500K+ agents, 20+ banks, 4+ telcos and software companies We are able to deliver a very efficient and inclusive financial system to:

  • Our Customers
  • Our Businesses and
  • Our Agents
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What People Are Saying About N-Pesa!

A payments experience people love to talk about

Truly instant payment and dedicated sms systems for alerts, no inter-server switching or complexities.

Emeka Obi Awka, Anambra State

The innovative architecture, setup and technology, enables substancial reduction in transaction costs.

Ahmed Mohammed Kano, Kano State

Super easy to use, available on USSD and mobile apps, android and iOS, with very simple menus.

Seyi Oladosu Lagos, Lagos State

I have used them twice now. Good rates, very efficient service and it denies high street banks an undeserved windfall. Excellent.

Tunde Adeyemi Ibadan, Oyo State

It's a real good idea to manage your money by N-Pesa. The rates are fair and you can carry out the transactions without worrying!

Wale Hassan Sokoto, Sokoto State

Only trying it out since a few days. But up to now excellent. Seems to work flawlessly. I'm only using it for sending money to friends at the moment.

Wale Adetula Port Harcourt, Rivers State

COMING SOON

Our Android and iOS apps are coming with reacher payments experience.

iOS Android

N-Pesa - Mobile Phone Banking for All!